Auto insurance companies are there to protect their customers by providing coverage for many different types of damages. Of course, you will need to make monthly payments to ensure that you are able to receive their services. Since providing coverage up to a certain amount for customers puts the insurance company at a huge financial risk, they want to be sure that their customers are safe drivers and aren't giving them any reason to believe their financial risk is much great because of them. If you are found to be too risky, then your insurance company may drop you. However, this can easily be avoided by doing these four things:       

1. Drive Safely: Of course, the best way to ensure that you are not dropped from the insurance company is by being sure that you are driving as safely as possible. Always drive at the speed limit and follow all traffic laws. By doing this, even if you are in an accident, most likely it will be an accident that you were not at fault for. However, you should still avoid accidents as best as possible by being aware of potentially dangerous drivers on the road and avoiding them at all costs. This puts you at less risk of having to file any type of claim.
2. Pay on Time: Paying on time is extremely important. If you are not paying on time, your insurance company will give you a certain amount of time to pay before they drop you. However, if it continues to happen, your insurance company will probably not provide any warning before dropping you. 
3. Don't Lie: When making claims or giving information about yourself, your family, and your vehicle, you shouldn't ever lie. For example, you don't want to say that you drive less than you actually do because if you need to make a claim, the insurance will need your total milage most likely and if it is extremely high above where it should be based on average miles you told them you drive, then they may drop the claim and you will be left to pay for damages out of pocket.
4. Avoid Making Claims: Finally, the best thing to do is pay out of pocket for damages that you can afford. If you are in a minor accident that will cost you less than your deductible, then it's worth it to pay out of pocket so that you don't get a ding on your driving record from your insurance company.

By knowing these ways to avoid being dropped from your auto insurance, you can continue working with the same company and avoid a lapse in coverage, which can increase your insurance rates in the future. Contact a local provider, such as Insure With U.S., for further assistance.